How It Works

Access Hundreds of online lenders at once

Cash as soon as the next business day

$100 to $1000 quickly and easily

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Using Our Service

It couldn’t be simpler to receive a payday loan with our service. Simply fill in our online submission form, and we will immediately present it to our network of payday loan lenders. A decision will be made in minutes, and following this decision we will direct you to the lender’s website. Here you review the payday loan agreement, and if you are satisfied you can finalize and sign the contract, and the loan will then be deposited into your bank account.

There is no formal agreement until you finalize the loan with the lender on their website. Note that we are NOT direct payday loan lenders. We advise you to review your agreement contract, including the APR and repayment schedule.

All of your personal information is kept secure and confidential. is not a direct lender, and we cannot provide specific payday loan information. All questions regarding loan contracts should be made with the payday lender that we partner you with.

What It Costs

The cost of your payday loan will depend on the lender you go with, the amount you borrow and the length of the loan term. The Annual Percentage Rate (APR) and other fees are disclosed during the submission process, and most providers give you a clear account of exactly how much you need to pay back.

Gather Information

Fill out PayDay4's simple and secure online submission form.

Lender Selection

PayDay4 connects you with a suitable product for you from a participating lending partner based on your submission and lender requirements.

Sign Contract

On the lender's website, carefully review the loan terms and conditions and sign the contract. Cash is then deposited in your account.

Based on the fees and charges of our payday loan providers, you can expect to pay up to $30 per $100 borrowed for every 14 day period. Depending on the provider and the terms of the loan in question, the APR could be anything from 261% to 1825%.

Representative example: You borrow $200 over a 14-day period with an APR of 456.25%. You pay a fee of $17.50 per $100 borrowed, equaling a total fee of $35. When you payday arrives, you pay back $235. Please visit our fees page for detailed information.

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